Bill Management Services for Seniors Must Be Dependable

Dependable services are available to help seniors sort bills, prioritize payments, make payments, and ensure no important bills get lost in the shuffle. This means older adults and caregivers no longer need to worry about whether the mortgage or rent check was sent, if those medical bills were paid on time, or if the electrical and water bills are up-to-date. Using a bill paying service may eliminate some financial headaches and give you much-needed peace of mind.

Bill paying services handle all incoming bills, ensuring due dates are met. These organizations access only accounts for which they have received authorization. They provide a monthly statement of activity, providing a quick summary of who was paid when. The result is steady finances, which reduces stress

Dangers of Financial Mismanagement

Sadly, financial mismanagement is one of the reasons people may be forced to leave their home in the community. Unpaid bills and mismanaged accounts often lead to utility shutoffs, legal action, and eviction or foreclosure. Older adults with health concerns are at a heightened risk for these outcomes, since managing ailments and receiving medical attention make it extremely difficult to take care of the day-to-day task of managing bill payments. Bill paying services alleviate this burden by using older adults’ own funds to ensure payment goes to the right places at the right time. Someone enrolled in a bill paying service can be out-of-town, receiving in-patient care in a hospital, or simply enjoying themselves at home and the bills will get paid, on-time and for the correct amounts.

Select a Legitimate Bill Paying Organization

When selecting a bill paying service, it is important to feel comfortable with the professionalism of the organization and have confidence it is a reliable, reputable organization. Using a bonded or insured company provides security that the seniors’ income is being managed by an organization with accountability. Also, be wary of bill paying services requiring a social security number, date of birth, or driver’s license numbers. As is always the case before sharing this type of personal information, be certain the organization requesting personal information is legitimate, has a system for maintaining the confidentiality of your information, and actually needs the information requested.

Two bill paying services that specialize in working with older adults and their family caregivers include:

The Fiscal Concierge
8970 Huron Bluffs Drive
White Lake, MI 48386
248-227-0347 (Cell Phone)
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www.thefiscon.com (web site)

Stessa Services, LLC
29428 Arlington Way
Farmington Hills, Michigan 48331
Phone: (248) 489-1341
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